Compliance support for financial advice firms

Many advice firms can't justify an in-house compliance manager or a bespoke annual consultant fee. is a cost-effective, self-serve way to see where you stand and keep the records the FMA looks for.

Take the free Health Check See the platform

The Health Check takes about five minutes and is free. You get a score and a prioritised list of gaps.

What you get

Start with the free Health Check, then switch on the tools you need. You can add more later.

• A free Health Check. Plain-English questions across nine areas, designed to help you consider the FMA's requirements and guidance, with a score and your biggest gaps.
• Obligations register. The obligations that apply to you, with your control, evidence, status, owner and review date for each.
• Compliance calendar. Key review, testing and reporting dates, with due-soon and overdue flags.
• AI audit of policies & procedures. An AI-assisted check of your policies and procedures. Always labelled as AI.
• CPD & development plans. Each adviser's annual plan, CPD activities and evidence, with manager sign-off.
• Skills & expertise. The skills your firm needs against who holds them, with a plan to close each gap.
• Advice Review with AI (on request). An AI-assisted review of client insurance advice files. Every finding is a draft for a person to confirm.

You also get the risk, policy, supplier, continuity and incident tools every small business gets. See the platform for what each does.

Who it's for

Financial Advice Providers (FAPs) of any size: insurance brokers, advice firms and licence holders with Authorised Bodies. Whether you hold the licence yourself or are an Authorised Body named on someone else's, the Health Check and platform adapt to your position. It's simple enough for a one-adviser firm, with room to add advisers, managers and Authorised Bodies as you grow.

Licence holders and Authorised Bodies: what's different

An Authorised Body carries the same licensee obligations as its licence holder (FMA FAP licence guide v10, p 12), and a breach by an Authorised Body is treated as a breach by the licence holder (FMC Act 2013 s 400(3)). The platform has one set of tools for everyone, and adapts to your role:

• On the incidents & complaints register, an Authorised Body records who notifies the FMA (it depends on the conditions of the licence holder's licence, so it chooses and we never assume), and whether its licence holder was told.
• On the business continuity plan, an Authorised Body records whether it relies on its licence holder's plan, has its own, or both, and whether its licence holder was told about a failed test.
• On the risk register and suppliers & outsourcing, an Authorised Body records whether its licence holder was told about a serious risk or supplier issue. The CPD & development plans tool gives a summary by CPD year.
• Each of these can produce a dated report for the licence holder. The report shows references and counts unless you choose to include wording, the platform doesn't send it (you do), and it isn't independent testing.

The Health Check's obligations register adds a tenth domain on Authorised Body oversight (five more obligations, each with its citation) if you hold a licence with Authorised Bodies or you are one. Your role is set up by us, not by you.

Draft — the Authorised Body lines on this site are Tamas's reading of FMC Act 2013 s 400 and the FMA FAP licence guide v10 (Sep 2026). They are not legal advice, and need the legal review in the Authorised Body update plan (Q6) before launch.

What we don't do

• The Health Check and the platform are not a Compliance Assurance Programme (CAP), and don't replace your obligation to have adequate compliance testing arrangements. We describe the Health Check as a self-assessment designed to help you consider CAP expectations, never as "your CAP".
• The tools support a licence holder's oversight of its Authorised Bodies. They don't supervise anyone, and that duty stays with the licence holder (FMC Act 2013 s 400(1A)(a)).
• We don't do your independent testing, give legal or financial advice, or replace your responsibilities as a licence holder.